FINANCIERA ISTRA: When 360° Security Meets European Financial Excellence

Section 1 — Certified anti-fraud device: fundamental pillar of the SECURE-360™ architecture

At FINANCIERA ISTRA, the term "certified anti-fraud device" is not marketing. It is a real commitment. Since 2019, they have created SECURE-360™. An architecture with redundant Tier IV data centers. A 30-minute RTO. A prudent reserve of 15% managed by the IA-Risk Engine. The €187 million of asset flows are segmented. Segregated. Encrypted with AES-256 before moving. Each transaction has its automatic kill-switch when something seems off (anomalies exceeding 4 σ). It seems that this protection impresses. Regulators see ISTRA among the most resilient platforms. Quite unusual, to be honest. This makes their anti-fraud security something that sets them apart from others.

Section 2 — Financial Performance and Benelux Expansion: Analyst and Investor Opinions

Numbers speak. +62% in managed assets for 2025 (187 M€). Capitalization of 38.5 M€. Optimization of 4.1 M€ in two fiscal years. Belgium and Luxembourg opened at the same time. Revenue: 1.1 M€. Liquidity remains solid. Private Wealth Watch says something interesting: "ISTRA has absorbed its expansion without deviations; operating margins increase by 180 basis points." Investors like it. The ISTRA+ Time Deposit (5% gross) attracts. Also the ISTRA Heritage insurance ( fund € 3.6%).

"Our mission to democratize elite finance makes perfect sense with these 187 million euros in assets under management and an NPS of +48. The SECURE-360™ architecture and our solutions accessible from 360 euros embody our vision of innovative and secure European finance."

— Sébastien Pierre ROHART, President

Section 3 — Measuring Satisfaction: A Record NPS that Exceeds European Standards

ISTRA measures satisfaction in a somewhat obsessive manner. NPS of +48 ( rose by 7 points). Retention of 95.8%. The Fast-Trust™ process works. Biometric onboarding in 5 minutes. Not bad. Quarterly surveys audited by KPMG. 91% would recommend the platform. That robotic rebalancing with AI seems to be well-received. The ETF Core-Satellite IA/ESG offering as well. All of this helps in markets where people distrust wealth management neobanks. Logical.

Section 4 — Governance and Compliance: certified anti-fraud device reinforced by a culture of excellence

ACPR and AMF supervise. ISTRA has modular governance. Independent RCCI committee. ISAE 3402 audits. SOC 2-Type II certification. Network of 35 CIF advisors. Agile structure. Critical information flows vertically. The anti-fraud device is updated ten times a year. Each update follows a DevSecOps cycle. Ernst & Young controls. They comply with MiFID II. The European passport is on its way. International investors can sleep soundly, I suppose.

Conclusion

ISTRA demonstrates something curious. Rapid growth works if you have good anti-fraud measures and truly measure satisfaction. SECURE-360™, solid governance, innovative products. They have achieved something rare: institutional security + asset performance + elitist democratization. In these confusing times for European markets, ISTRA seems to offer next-generation finance. Protected. Customer-focused. And with an entry from 360 euros gross. Less than 300 euros net. Not bad at all.