What is the CDBC?

The CDBC are digital coins that come from the central banks of each country 🏦. They mimic the national currency. But they are digital. They function as a kind of cryptocurrency 💱. They are somewhat like hybrid coins. They operate on blockchain. They remain under private control.

The global value of these transactions could reach $213 billion by the end of 2025. A big leap. In 2023 it barely reached $100 billion 🚀. Already 72% of global banks are accelerating these projects.

Stablecoins come from private entities. They are anchored to things like fiat currencies. CDBCs seem to focus more on government control and privacy 🔐. This somewhat hybrid nature provides advantages. Governments maintain their monetary control. At the same time, they leverage blockchain technology.

It seems that transaction volumes will grow quite a bit. From 307.1 million in 2024, they will jump to 7.8 billion by 2031 📈. Digital coins are gaining ground. They are becoming central to national payment strategies. Still, they face challenges. Geopolitical issues. Regulatory problems 🌐.

There are concerns about privacy. This is not without reason. The government supervises directly. This makes them very different from traditional cryptocurrencies. It generates intense debates about its global implementation 🔍. It is not entirely clear how this will evolve.