Flexible Rate Loan

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Borrow for trading or staking without the usual BS restrictions.

Repay whenever you damn well please

No transaction fee (finally!)

Your Simple Earn (Flexible) assets work as collateral in Flexible Loan

Borrow Now

Looking for something more predictable? Try our Fixed Rate Loans - create a borrow request or supply order with your own terms.

Or if you're a big player, our VIP Loan offers institutional services that'll make you feel special.

Borrow Market

Current rates are looking pretty sweet for BTC at just 0.476% annually, while ETH sits at 2.5%. For stablecoins, USDT's hovering around 7% - not terrible considering the market volatility.

SHIB's practically free money at 0.78% if you're feeling lucky with memecoins.

Meanwhile DAI's through the roof at 30% - absolute robbery if you ask me! Clearly nobody's borrowing that garbage right now.

FAQs

What's this Flexible Loan thing? It's an overcollateralized open-term loan setup. Borrow from $1 equivalent in crypto. Your collateral keeps earning rewards in Simple Earn while it's locked up - at least there's that small consolation.

What can I use as collateral? Tons of coins including USDT, BTC, ETH. Check the Loan Data page. Just don't try pledging the same coin you're borrowing - they've blocked that obvious loophole.

Any limits? Of course there are. They're different for each crypto. Check the product page for the latest restrictions.

What about interest rates? Rates update every minute. Interest accrues every minute based on your outstanding loan and current APR. They're watching you like a hawk.

Where's my loan position? Check your Loan Wallet under Assets > Overview. Your debt shows as a negative value because they want to remind you you're in the hole.

BTC0.52%
ETH3.09%
SHIB1.99%
DAI0.09%
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
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