XRP stands as a revolutionary digital asset, born within the XRP Ledger (XRPL). The latter, a cutting-edge blockchain platform, came to light in 2012, standing out for its decentralized, open-source nature and unrestricted access. The conception of XRP responds to a specific need: to optimize payments on a global scale. In this sense, XRP not only functions as a conventional cryptocurrency but also assumes the role of a monetary bridge, facilitating swift and economical transactions between various currencies and networks.

The efficiency of XRP is manifested in its ability to finalize operations in a span of 3 to 5 seconds, being able to process up to 1,500 transactions per second. These characteristics position XRP as a superior alternative to Bitcoin in the field of payments, surpassing the speed and cost limitations associated with the first cryptocurrency.

The technical specifications of XRP are truly remarkable, distinguishing it from other digital assets in the market. Each transaction made with XRP has an approximate cost of $0.0002, placing it among the most cost-effective options for making payments. Unlike Bitcoin's proof-of-work protocol, known for its high energy consumption, XRP implements an innovative consensus mechanism that requires a negligible amount of energy, making it an environmentally sustainable option.

The robustness and reliability of the XRP Ledger are evident in its impeccable operational history since its launch in 2012. During this time, it has successfully closed over 70 million accounting records without experiencing significant security incidents, thus demonstrating its resilience and stability over the years.