AI Agent System Wayfinder: Making Decentralized Finance More Accessible

Although DeFi claims to be open to everyone, its complexity makes it difficult for ordinary investors to participate. From preparing Gas fees to understanding complicated protocols, many users miss out on investment opportunities due to cumbersome operations.

Wayfinder, as an on-chain dedicated AI agent system, aims to address these accessibility issues. Users can execute professional-level investment strategies simply by conversing with the agent, covering complex operations from cross-chain trading to basis trading.

In the future, Wayfinder will provide API services, expected to become the infrastructure that simplifies the complexity of on-chain operations and will be widely used in various Web3 projects. This will improve the user experience across the entire cryptocurrency industry, making "Decentralized Finance" truly a reality.

Barriers to the Adoption of Decentralized Finance

The original intention of DeFi is to create an open financial ecosystem, but in reality, it requires complex technical knowledge and advanced financial skills. Although technologies like chain abstraction and account abstraction have improved user experience, the protocols supporting these technologies are still limited. The fundamental issue lies in the complexity of learning, as users still need to understand DeFi-specific concepts such as AMM and liquidity pools.

Research from the Bank for International Settlements shows that in the leading DeFi protocol Uniswap V3, only 7% of liquidity providers control about 80% of the total locked value. These professional users have a return rate that is 20% higher than that of ordinary users. This gap indicates that accessibility issues affect the entire DeFi ecosystem, not just specific protocols.

The high barriers to entry in DeFi force existing users into endless learning, while also deterring new users. This goes against the original intention of achieving financial innovation through decentralized technology, and the promise of inclusive finance has yet to be realized.

Can AI Lower the Barriers to Decentralized Finance?

Recent breakthroughs in AI technology have brought new possibilities for lowering the barriers to entry in Decentralized Finance. Agent-based AI technology has emerged, capable of executing complex tasks, which could be key to the large-scale adoption of DeFi.

For example, the user only needs to say "Bridge ETH from Base to Solana and buy BONK", and the AI agent can analyze multiple bridging options and provide clear recommendations. Users can make quick decisions without having to learn the technical details, and the agent will automatically handle all operations.

However, there are challenges to realizing this vision. Currently, most AI technologies lack direct blockchain integration, and understanding and securely interacting with various smart contracts is also quite complex. AI technologies require dedicated on-chain agent systems to create real value in Decentralized Finance. This is where Wayfinder comes into play.

Wayfinder: On-Chain Dedicated AI Agent System

Wayfinder offers an AI agent system specifically designed for on-chain environments. Unlike general agents, Wayfinder agents are directly integrated with blockchain infrastructure and can automatically execute on-chain tasks. They are specially trained to operate DeFi protocols more efficiently than general models.

Wayfinder consists of two core elements:

1. Wayfinder Shell: An interface for users to interact with various dedicated intelligent agents.
2. Wayfinder Graph: A navigation system that helps agents find the optimal path in a complex multi-chain environment.

Wayfinder Shell: Your Decentralized Finance personal assistant

Wayfinder Shell serves as an interface where users interact with dedicated agents to formulate and execute various on-chain strategies. It provides agents with specific roles that can efficiently handle complex tasks. Currently, it supports major public chains such as Ethereum, Solana, Base, and Avalanche.

The biggest feature of Shell is that agents execute on-chain transactions directly through a built-in dedicated Web3 wallet. For example, if a user requests to disperse $100 USDC into recently rising tokens on Solana, the agent will analyze market data, construct a portfolio, and execute the investment directly.

The Wayfinder's intelligent agent system includes:

• Trading Agent: Handles basic on-chain asset transfers and management
• Perpetual Contract Agent: Supports spot or perpetual contract trading without the need to understand specific exchanges.
• Smart Contract Agent: Handles tasks such as writing, deploying, and analyzing smart contracts.
• Autonomous Agents: Coordinate multiple agents based on user objectives to accomplish complex tasks.

In the future, dedicated smart agents will be continuously added, such as yield optimization agents. Multiple agents will verify and collaborate with each other, making decisions more stable and accurate. For complex operations, agents will first simulate on a virtual network to predict outcomes and prevent errors. Important transactions still require user approval to ensure complete control over assets.

Wayfinder Graph: Decentralized Finance的导航系统

Wayfinder Graph is a navigation system that systematically organizes the complex blockchain ecosystem. It constructs a relationship map between DeFi protocols, smart contracts, and assets across various blockchain networks, helping agents find the most efficient execution path.

The core of Graph is "pathfinding routes". Each route defines in detail the execution steps of a specific task, including the required contract addresses, function calls, expected fees, and other information. Agents can directly use these verified paths to complete tasks quickly and safely.

The future pathfinding routes will be created and managed by the community. Submitters need to stake PROMPT tokens as collateral, and the verified routes can be used by all Shells. Path creators can earn a share from the usage fees, but incorrect paths will result in the staked tokens being forfeited. This mechanism ensures the quality and safety of the paths while also incentivizing the community to continuously optimize the system.

The New Decentralized Finance Experience Brought by Wayfinder

With Wayfinder, complex on-chain strategies are no longer limited to experts. The following cases demonstrate how Wayfinder customizes the Decentralized Finance experience for different user levels:

Simplified Cross-Chain Transactions

Traditional cross-chain transactions require preparing different Gas tokens for each chain, which is a cumbersome process. Wayfinder's trading agent automatically finds the optimal liquidity path through the BRAP engine, handling token swaps and bridging. Users only need to use the Base chain-based PROMPT token to uniformly manage multi-chain Gas fees, greatly simplifying the operation.

Automated Complex Investment Strategies

Wayfinder can execute complex investment strategies that go beyond simple exchanges. For example, after users set a leverage-based DCA strategy, the autonomous agent analyzes multiple lending protocols, selects the optimal plan, and sequentially carries out steps such as depositing collateral, borrowing, and purchasing. It also continuously monitors risk indicators and automatically adjusts positions as necessary to control risk.

allows beginners to engage in professional-level trading.

Basis trading and other complex strategies have always been the domain of professional traders. Wayfinder's perpetual contract agent, integrated with Hyperliquid, allows ordinary users to easily leverage these strategies. Users only need to make simple settings, and the agent will automatically execute operations such as buying spot and opening futures shorts, while continuously monitoring funding rates to close positions at the right time.

Outlook: Moving Towards Inclusive Decentralized Finance

Wayfinder is expected to become the operating system for on-chain environments, simplifying the development of various Web3 services. In the future, wallets, DApps, and exchanges may provide more complex features through the Wayfinder API, such as one-click asset rebalancing.

This will significantly improve the user experience across the cryptocurrency industry, making the ideal of "Decentralized Finance being financial services accessible to everyone" a reality. Wayfinder is expected to become a key infrastructure for driving the widespread adoption of DeFi and the entire Web3 ecosystem.