Bear markets are most deceptive about this: you literally have stablecoins sitting in your account but can't control yourself.
This is a total mind game, honestly. Putting it in yield farming to earn returns feels wrong because you might be missing opportunities, but not doing it makes you worried inflation will eat away at it.
My approach is to split it up: half for DCA, half kept as dry powder. There aren't really any major opportunities anyway, so I'm just grinding it out slowly.
The real kicker is that the moment you withdraw it, you actually convince yourself you're about to start saving lol
DCA is genuinely the best strategy. Just let it auto-deduct. Out of sight, out of mind.
Bear market mentality really collapsed, honestly. I want to spend the USDT in my hands, can't hold it at all
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Throw it into financial products for yield? Might as well hodl and wait for the bounce, too early to enter now
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Am I the only one who thinks this hesitation itself is a sign that I need to calm down?
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First spare cash of the new year? Already eaten up clean by gas fees lol
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Having consumption urges awakened is really just psychological, stablecoins sitting around long enough and you want to move them
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Don't understand why people throw it into financial products, the bottom hasn't come yet
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Holding USDC feels the same as holding fiat, no heartache spending it
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Seriously, bear market tests humanity more than the market itself
新年貯蓄のあれこれ
理財商品から安定通貨を引き出したばかりなのに、一旦取り出すと結局パッパッと使ってしまった。弱気相場はこんなものだ。手元にお金があるように見えても、最終的には浪費しやすくなってしまう。
同じ気持ちの人も多いはずだ。手持ちのUSDTやUSDCといった安定通貨は、本来なら定期投資するか機会を待つつもりだったのに、長い下降局面の中で、かえって消費欲が刺激されてしまう。心理的な問題かもしれないし、将来への不確実性が悪さをしているのかもしれない。
今は迷っている：このお金を理財商品に投じて利益を得るべきか、それともそのまま持っておくべきか？新年最初の余剰資金、どう処理していますか？