ååœã¯äžå€®éè¡ããžã¿ã«é貚(CBDC)ã«åããŠé²å±ããŠãããããã忣åæå·é貚ãäžå®å®åãããå¯èœæ§ããããŸããããäžçäžã®åœã ãCBDCã®æ¯é ãæšé²ãããªãã°ãæå·ãšã³ã·ã¹ãã å šäœã«åçãªå€åãèŠããããããããŸãããð
ðš 2025幎ãŸã§ã«æå·è³ç£ã®é¢šæ¯ã§ã®å°æ®»å€åã«åããŠããŸããïŒ ðš
æ³šææ·±ãèããŠãã ããããªããªããGateã®ãã¬ãŒããŒã®å€§å€æ°ã¯ãããæ¥ãããšã«æ°ã¥ããªããããããªãããã§ãã圌ããæ°ã¥ãé ã«ã¯ãæé ãã«ãªã£ãŠãããããããŸãããç§ãã¡ã¯2025幎㫠monumentalãªåžå Žã®æ··ä¹±ã«åãã£ãŠããå¯èœæ§ãããããªãä»ãã®éèŠæ§ãçè§£ããå¿ èŠãããã®ããããã«çç±ããããŸããð¥¶
äºæããªãåžå Žã®åä¹±ã®æ§è³ª ðŠ¢
äºæããªãåžå Žã®æ··ä¹±ã¯ãã»ãšãã©ã®äººãé©ãããåºç¯ãªåœ±é¿ãæã€ç¹ç°ãªãäºæ³å€ã®åºæ¥äºã§ãããããã®åºæ¥äºã¯æ·±ãæå³ãæã¡ãéåžžã¯äºæž¬ãé£ããã§ãããç§ãã¡ã¯ãã®å åãç¹å®ããããšãã§ããŸããããã¯éèã®æŽ¥æ³¢ã«äŒŒãŠããŸãïŒè¿ éã§ãããåžå Žã®æ ¹åºãæºãããèœåãæã£ãŠããŸããðð¥
æœåšçãªåžå Žã®æ¿å€ã®ææš: ð®
éå°ãªã¬ãã¬ããžãšè² åµ ð³
å€ãã®ãã¬ãŒããŒã財æ¿çã«ç¡çãããŠãããååŒã®ããã«åããè³éãå©çšããŠããŸããããã«ãããåžå Žã¯äºæããªãæªåœ±é¿ã«å¯ŸããŠéåžžã«è匱ã«ãªããŸããåžå Žã®ã»ã³ãã¡ã³ãã®å€åãåºç¯å²ã®åŒ·å¶æž ç®ãåŒãèµ·ãããã«ã¹ã±ãŒã广ãããããå¯èœæ§ããããŸããããŒãžã³ã³ãŒã«ãå€§èŠæš¡ãªå£²åŽã«æ³šæããŠãã ãããðš
èŠå¶ã®ææ§ã âïž
æ¿åºã«ããæå·é貚ãžã®ç· ãä»ãã峿 Œãªçšæ¿çããŸãã¯å šé¢çãªçŠæ¢ã¯ãåºç¯ãªãããã¯ãåŒãèµ·ããå¯èœæ§ããããŸããç§ãã¡ã¯ãã¢ã¡ãªã«ã«ãããç¹å®ã®ããžã¿ã«è³ç£ã«å¯Ÿããå¶éãå«ããããŸããŸãªåœã§ããã®å åã芳å¯ããŠããŸããçªç¶ã®èŠå¶æªçœ®ã¯ãæ°å以å ã«åžå Žã®åŽ©å£ãåŒãèµ·ããå¯èœæ§ããããŸãã
é倧è©äŸ¡ãããåžå Žð¥ ###
è³ç£äŸ¡æ Œãå å®ãªåºç€ãªãã«æ¥æ¿ã«äžæããŠããå Žåãããã«ã¯ãã€ã§ã匟ããå¯èœæ§ããããŸããçŸåšãããã€ãã®æå·é貚ãæç¶äžå¯èœãªé«å€ã«éããŠããã®ãç®ã®åœããã«ããŠããŸããåãæ®ãããæãã倧è¡ã®è³Œå ¥ãä¿é²ããŠããŸããã圌ããäžæããã°ããã»ã©ãæœåšçãªäžèœã¯ããåçã«ãªããŸãã
Exchangeã®ðå€§èŠæš¡ãªåæ¢
æ¥ãªååŒæã®ã·ã£ããããŠã³ãã»ãã¥ãªãã£äŸµå®³ã¯ããã¬ãŒããŒã®å€§èŠæš¡ãªæµåºãåŒãèµ·ããå¯èœæ§ããããŸããããããªããè³ç£ãä¿æããŠãããã©ãããã©ãŒã ã壿» çãªé害ãçµéšããå Žåãç¬æã«å šãŠã倱ããããããŸãããåžžã«æ³šæãæãããã®ãããªã·ããªãªã«åããŠãã ãããâ ïž
éå»ã®åžå Žã®æ··ä¹± ðªïž :
2022 - å€§èŠæš¡ãªååŒæã®åŽ©å£ ð£
æå·éè²šã®æŽå²ã®äžã§æãéèŠãªåžå Žã®æ··ä¹±ã®äžã€ã¯ã倧æååŒæãè©æ¬ºè¡çºãšäžæ£ç®¡çã®ããã«åŽ©å£ããæ°ååãã«ã®æå€±ãããããããšãã«çºçããŸãããå€ãã®ãã¬ãŒããŒãäžå€ã«ããŠå šãŠã®ããŒããã©ãªãªã倱ããŸããããã®åºæ¥äºã¯ãåžå Žã®çžäºã«é¢é£ããæ§è³ªãæµ®ã圫ãã«ããŸããã
2020 - ãã³ãããã¯ã«ããã¯ã©ãã·ã¥ ð
äžççãªå¥åº·å±æ©ã¯ãæå·åãå«ãå€§èŠæš¡ãªåžå Žã®åŽ©å£ãåŒãèµ·ããããããã³ã€ã³ã¯ãããæ°é±éã§$10,000ãã$3,000ã«æ¥èœããŸãããããã¯äžççµæžã«å¯Ÿããçªç¶ã®è¡æã§ãããåžå Žã¯æ¿ããåå¿ããŸããã
2008 - ã°ããŒãã«éèã¡ã«ãããŠã³ ð
ç¡è²¬ä»»ãªéè¡æ¥åã«ãã£ãŠåŒãèµ·ããããäºæããªãåžå Žã€ãã³ãã®å žåäŸã§ãããäžççãªäžæ³ã«ã€ãªãããŸãããããã¯ãåŸæ¥ã®åžå Žãšæå·è³ç£ã®äž¡æ¹ãæºãããããã¬ãŒããŒã«å¯ŸããŠé床ãªãªã¹ã¯é²åºã«å¯ŸããŠç¹ã«æ³šæãæãããšãæããŸããã
2025å¹Žã®æœåšçãªã·ããªãª ð§:
2025幎ã«ç§ãã¡ãçŽé¢ããå¯èœæ§ã®ããããšãæ¢ã£ãŠã¿ãŸãããïŒ
1. æ¿åºã管çããããžã¿ã«é貚 ðµ
ååœã¯äžå€®éè¡ããžã¿ã«é貚(CBDC)ã«åããŠé²å±ããŠãããããã忣åæå·é貚ãäžå®å®åãããå¯èœæ§ããããŸããããäžçäžã®åœã ãCBDCã®æ¯é ãæšé²ãããªãã°ãæå·ãšã³ã·ã¹ãã å šäœã«åçãªå€åãèŠããããããããŸãããð
2. ã°ããŒãã«æ¿æ²»çç·åŒµ ð
äžçã¯äž»èŠåœéã®çµæžç察ç«ã«èŠããã§ããããããäžççãªäžå®å®ãã«ã€ãªããå¯èœæ§ããããŸããæå·é貚ã¯ãå®å šãªé¿é£æãšããŠæ¥éš°ããããæ¿åºãåœå¢ãè¶ããããžã¿ã«è³ç£ã«å¯ŸããŠããå³ããèŠå¶ã課ãå Žåã«ã¯æ¥èœããå¯èœæ§ããããŸãã
3. "ã¡ã¬ããªãŒã" ðµïžââïž
ãããã³ã°ããŒã«ãAIããŒã¹ã®æ»æã®é²å±ã«äŒŽããäž»èŠãªååŒæããŠã©ã¬ãããããã€ããŒã§ã®å€§èŠæš¡ãªã»ãã¥ãªãã£äŸµå®³ã¯çŸå®çãªå¯èœæ§ã§ãããã®ãããªåºæ¥äºã¯ãæå·åžå Žå šäœã§ãããã¯å£²ããåŒãèµ·ããå¯èœæ§ããããŸããð»
4. ååŒã«ãããAIã®åºç¯ãªæ¡çš ð€
ååŒã«ãããAIã®å°é ã¯ãäž¡åã®å£ã«ãªãå¯èœæ§ããããŸããåžå Žã®å¹çãé«ããäžæ¹ã§ãäºæž¬äžå¯èœãªåžå Žæäœããã©ãã·ã¥ã¯ã©ãã·ã¥ãåŒãèµ·ããå¯èœæ§ããããŸããAIååŒã¢ã«ãŽãªãºã ã¯ãã§ã«åžå Žã«åœ±é¿ãäžããŠããŸãããAIãããé«åºŠã«ãªãã«ã€ããŠãåžå Žæäœã®å¯èœæ§ãé«ãŸããããããŸããã
åžå Žã®åä¹±ãä¹ãåãããã®æŠç¥ ð¡ïž:
1. ä¿æã倿§åãã ð§³
ãã¹ãŠã®æè³ãäžãæã«éäžãããªãããã«ããŸããããç°ãªãã¿ã€ãã®æè³ãæŠç¥ã«è³ç£ã忣ãããŠãã ãããããäžã€ã®è³ç£ã¯ã©ã¹ãäžèœããŠããä»ã®è³ç£ã¯å®å®ããŠãããã䟡å€ãäžæãããããããŸããã
2. æµåæ§ãç¶æãã ð§
è³éã®äžéšãå®å®è³ç£ã«ä¿ã€ããšãåžå Žã®ãããã¯æã«è¿ éã«è¡åããããžã·ã§ã³ã調æŽã§ããããšã¯ãæœåšçãªæå€±ã軜æžããã®ã«åœ¹ç«ã¡ãŸãã
3. ãªã¹ã¯ç®¡çã宿œãã âïž
ã¹ããããã¹æ³šæãèšå®ãã倱ã£ãŠãè¯ã以äžã®éé¡ãæè³ããªãããã«ããŸããããååŒã«å šãŠãè³ããããªãããšããããŸããããªã¹ã¯ã管çããããšã¯åžå Žã®æ¿åãçãæ®ãããã«éèŠã§ãã
4. æ å ±ãåŸã ð±
åžå Žãã¥ãŒã¹ãèŠå¶ã®å€åããã¯ãçµæžã€ãã³ãã«æ³šæãæãç¶ããŠãã ãããæ å ±ãå€ãã»ã©ãäºæããªãã·ã§ãã¯ã«å¯ŸããŠããè¯ãæºåãã§ããŸãããªã¢ã«ã¿ã€ã ã®ã€ã³ãµã€ãã§ææ°æ å ±ãåŸãããã«ãGateã®æ å ±ããã®ãããªãªãœãŒã¹ã掻çšããŠãã ããã
5.ææ çãªæææ±ºå®ð€ãé¿ãã
æãéèŠãªç¹ã¯ãå·éã§ããããšã§ããæããææ ã«åºã¥ããŠæ±ºå®ãäžãã®ã¯é¿ããŠãã ãããåžå Žãå®å®ãããŸã§åŸ ã£ãŠãããèªåã®ããžã·ã§ã³ãåè©äŸ¡ããŠãã ããã
åžå Žãæºãããåºæ¥äºããããããŸã§æ¥ãŠãããããããŸãããç§ãã¡ã¯ä»¥åã«ããã®ãããªåºæ¥äºãç®æããŠãããæŽå²ã¯ç¹°ãè¿ãããåŸåããããŸããèŠæãæ ããããªã¹ã¯ã广çã«ç®¡çããåžå Žã®ãã©ãã£ãªãã£ãååŒã®æ¬è³ªçãªéšåã§ããããšãçè§£ããŠãã ãããé©åãªèšç»ãšç¥èãããã°ãæãäºæž¬äžå¯èœãªåžå Žç¶æ³ããããã²ãŒãããããšãã§ããŸãã
äºæãã¬äºæ ã«åãã2025幎ããããããããããªãäœã«ã§ã察å¿ã§ããããã«æºåããŠãã ãããð¡ïžð¥