I found this today… my one-year anniversary letter from the bank, August 2017.

I actually remember waiting almost six months just to receive it. That alone tells you everything about how slow and fragmented these systems really are behind the scenes.
I ended up spending 10 years in banking across different roles and lines of business, and over time you start to see how things actually operate… not how people think they operate.
Please note.. this isn’t a flex.. it’s very valuable perspective.
So when I see people speak with full conviction about XRP, Ripple, and the financial system, I have to ask… where did you work? What did you actually experience?
Because reading about finance and operating inside of it are two completely different worlds.
The people inside these institutions see the narratives online and they don’t even respond. They just laugh, because they know how far off most of it is.
That’s why my conviction is different.
It’s built on a decade of seeing the problems firsthand… and when you understand the problems, you understand exactly why something like XRP exists.
Most people won’t get it yet.. but they will. Just at a much higher price!
Stay focused 🫡